Insurance Steve Poizner announced the entry higher in the low-cost insurance program, even three years

Amid 12.5 percent unemployment, Californians are still the smart choice to stay insured

California Insurance Commissioner Steve Poizner announced today that in February the California Low Cost Automobile Insurance Program (CLCA) is the largest number of people included visa for one month during the last three years. Poizner urged all Californians are affected by the recession, continued to all other options before falling to consider car insurance insurance.

"In the midst of economic crisis, people cut corners where they can, and some have even made the unwise decision to get rid of auto insurance," said Commissioner Poizner. "During a moment of economic difficulty was in California, I am encouraged me that drivers are out of this program that can save them money and prevent them from breaking the law. J think would benefit all throw Their car request insurance, think again. "

The program received 788 applications for ALCC in February 2010, more than any other month in three years. The program has also seen an increase of 30 percent over the use to date in 2010, compared to the same period of 2009. There was a jump of 18.9 percent in 2009, used in the previous year. An awareness program active and growing economic conditions in the program, which was founded in 1999 and credited in every county in California since 2007.

Approximately 7,500 applications were approved in 2009 compared to CICA 6306 in 2008. The busiest month was April 2009 with 727 questions. The monthly average for the year of 624 applications.

The purpose of the CICA is a liability insurance cheap car for drivers who can demonstrate a good financial need. Prices are fixed annually in each region and set up so that premiums are sufficient to cover losses and expenses in each county. County rates are http://www.insurance.ca.gov/0100-consumers/0060-information-guides/0010-automobile/lca/index.cfm.

The California Department of Insurance (CDI) is reminding motorists that it is easier to qualify for the program than they might think. Eligibility for the program are:

* The candidate must have at least 19 years of continuous license for 3 years and the driver must be in "good" - no more than one at-fault property damage only accident, or one point for a moving violation in the last three years .
* No accident because of injury or death during the last three years and no crime or misdemeanor conviction for a violation of vehicle.
* The family meets the income limits of $ 27,075 qualifies for a single person, $ 36,425 for two persons and $ 55,125 for a family of four. Restrictions continued to increase with family size.
* The value of an insured vehicle must not exceed $ 20,000.
payment plans are available.

To see if you qualify for ALCC, go to www.insurance.ca.gov / low cost, or by phone at (866) 60-AUTO-1 (866-602-8861).
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Please visit the Department of Insurance website www.insurance.ca.gov. Media requests should be directed to toll free consumer 800.927.HELP. Callers from outside the state, please call 213.897.8921. The telecommunication devices for the deaf (TDD), please call 800.482.4833.